Insurance Blog

If you are a person who don't trust banks or don't want to deal with their unreasonable bank charges like overdrafts then you are in trouble, you can't pay your health insurance without a bank account. Next January federal health law will require Americans to carry health insurance, but most health plans accepts credit cards for first month's premium...

We have found Robert Hurdman's Financial Thinking blog very useful. He talks about finances and savings and he gives valuable advice on money and investments. I personally don't know a lot about investing and the stock market so I'll be sure to bookmark his site so I can learn more. You can check him out at Financial Thinki...

Normal 0 Unplanned home repairs can ruin your budget, especially if it is a major repair. It can break you financially. A standard home insurance policy will not cover mold damage or earthquake damage. A Standard Home Insurance covers damage and loss of the structure of your...

No more gibberish insurance talks and hiding conditions by using terms ordinary people are unfamiliar with, and that are usually in the middle of a thousand-word fine print. Gov. Chris Christie signed a bill (S-2502) that requires insurance companies to provide a one page summary and description of the terms of policies to homeowners together with...

Normal 0 Our health is really important, take it for granted to save a few dollars, and the repercussions will hunt you in the future. It will cost you a lot and will surely drill holes in your pocket. Furthermore, if you cannot work due to your health, how will you earn for...

The federal health law that will take effect next year is expected to raise insurance premiums, especially for people who purchase their own insurance, expert said. The law will mandate that plans increase their minimum benefits, and it will ban insurers from weeding out people already...

ACE USA Medical Risk Group introduce a wide range of physician professional liability insurance products and coverage solutions in support of hospitals and healthcare facilities for their employed physicians, and their owned or affiliated medical groups. Product offerings include companion primary physician professional liability policies, fronting...

A 3-month old baby boy in Nebraska was separated from his parents for 100 days because their insurance company refuses to pay for their baby to be moved.The baby is in Presbyterian St. Luke’s Hospital in Denver, while his parents live in Lincoln, Nebraska, and have been forced to commute to see their son every other weekend.Julius James Frack was born...

The Wall Street Journal reports that a number of companies would rather pay government's penalty to break the law and it will be cheaper for them than following it.Under the Obamacare provision that goes into effect next year, employers with 50 or more full-time workers will be required...

The Obama administration and Republican officials in several states are exploring ways to redirect federal money intended to expand Medicaid, the main public insurance program for the poor, and use it instead to buy private health insurance for Medicaid recipients. The approach could have important benefits for beneficiaries and for the future of health...

AUSTIN, TX (AP)- The board of the Texas Windstorm Insurance Association will have a meeting to determine the future of the agency that provides coverage to homeowners along the coast. Better known as TWIA, the association has been in serious financial trouble for years. The board is considering putting TWIA into receivership at a meeting on Monday.The...

In Tennessee, a proposed pit bull insurance law would require owners of the controversial dogs to purchase a $25,000 policy for liability against possible attacks.The proposal has brought controversy among those who work with and own pit bulls. Wendy Jackson, founder of East Tennessee...

Mortgage protection insurance or mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient...

Insure.com customer satisfaction report shows which auto, home, health and life insurance companies have the most-satisfied customers.USAA, American General and Kaiser Permanente earned the highest scores from customers in their respective categories in Insure.com’s annual customer satisfaction study.Overall satisfaction with insurers’ customer service...

Democratic Assemblyman Felix Ortiz introduced Assembly Bill A03908 that would require all gun owners in the state of New York to buy at least $1 million in liability insurance to cover potential damages caused by their guns.If the bill pass as a law all current New York gun owners would have 30 days to purchase the required liability insurance or face...

State    Policies-to-population ratio1. Alabama    138.5%2. Louisiana    110.0%3. Mississippi    86.7%4. South Carolina    86.1%5. District of Columbia    79.7%Alabama has the highest life insurance policies-to-population ratio in the U.S. with 5.3 million life...

Long Islanders co-op residents struggle to rebuild their homes despite of insurance. They say restrictions on insurance coverage and federal disaster aid have left them without enough money for repairs.Legislators are pushing the Federal Emergency Management Agency to give more help to co-op owners.Residents typically cannot buy flood insurance to...

Here's a good infographics from progressive that explains why your car affects your insurance rate....

Homeowners affected by the Waldo Canyon Fire feel like they are being bullied by their insurance companies.Over 100 affected residents were present at a meeting Saturday and there are heated arguments and emotional outburst. A lot stood up for their families and spoke their minds...

Wedding is expensive and difficult to prepare it takes time, money and sacrifice to set up a wedding to your liking. To make sure it is not ruined by a natural or man-made unfortunate event, it's advisable to have the event insured. A wedding insurance policy covers cancellation or rescheduling of a marriage due to natural calamities like floods, earthquakes...

The Board of Directors of Reliance Life Insurance Company (RLIC), a part of Reliance CapitalBSE 3.18 % Limited, today announced the appointment of Mr Anup Rau as the new CEO of the company, subject to IRDA approval. Rau succeeds Malay Ghosh, President and Executive Director, Reliance Life Insurance."Mr Malay Ghosh has played a pivotal role in building...

U.S. Department of Health and Human Services (HHS) announced the latest states to earn conditional approval to operate state-based health insurance exchanges, they are: Arkansas, California, Hawaii, Idaho, Nevada, New Mexico, Vermont, and Utah.The grand total of states ready to operate their own exchanges are now 20. The other states already granted...